October 2009 Received a call & letter from NCC, Scranton, PA on behalf of NCO. After several calls, I find out it was a Sears account charged off in 1998. The b**ch I spoke with told me they can keep it on my credit forever that it would never go away is she lying as I suspect?
Liar...YES! But what else would you expect from a debt collector. A debt can be collected upon for as long as they choose, however it cannot be litigated or reported in you credit files past the state and federal statutes. Our information is that NCO is somewhat desperate to find accounts and has dug up more zombies than a Halloween cemetery. Send them a cease communication letter, they will go away forever.
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